Are Musical Instruments Covered by Homeowners Insurance?
by James A. Ryan | August 9, 2024 | Tips | 0 Comments
Standard homeowners insurance policies often cover musical instruments, but it might not include coverage if the instrument is being played for compensation. Situations including fire damage, vandalism and theft are often covered by homeowners insurance. You should...
Does My Policy Cover Bed Bugs, Insects, or Termites?
by James A. Ryan | July 23, 2024 | Tips | 0 Comments
Homeowners often wonder if their home insurance policies provide coverage for infestations of pests like bed bugs, insects, or termites. Here, we'll clarify what types of infestations are typically covered by home insurance policies. Termites: Most standard home...
Hiring the Right Roofing Contractor
by James A. Ryan | June 26, 2024 | Safety Tips, Tips | 0 Comments
Spring and summer seem to be the most popular seasons when people start making modifications to their homes. If you’re in the market for a new roof due to its age or because a recent weather event damaged it, you’ll want to make sure that the person you hire will get...
Sun Safety: Tips for Protecting Your Skin from Harmful UV Rays
by James A. Ryan | May 21, 2024 | Ideas, Safety Tips, Tips | 0 Comments
With summer fast approaching, it's important to keep in mind the risks of sun exposure and take steps to protect your skin from harmful UV rays. Exposure to ultraviolet (UV) radiation from the sun can cause a variety of skin problems, including premature aging, skin...
April is Distracted Driving Awareness Month
by James A. Ryan | April 17, 2024 | Safety Tips, Tips | 0 Comments
April is distracted driving awareness month. Here are some statistics about the critical issue of distracted driving and ways to cope with the distractions. Help spread the word: Just Drive. Driving Dangers Texting, emailing, accessing social media Watching videos or...
Smart Choices, Safe Roads: Options to Avoid DUI and Insurance Premium Increases
by James A. Ryan | March 13, 2024 | Ideas, Safety Tips, Tips | 0 Comments
The consequences of driving under the influence (DUI) extend far beyond legal repercussions; they can significantly impact your auto insurance premiums. Fortunately, there are various responsible choices and alternatives available to ensure you stay safe on the roads...
We LOVE Newton, Massachusetts!
by James A. Ryan | February 12, 2024 | Ideas, Safety Tips, Tips | 0 Comments
In a month that celebrates love, we don’t want to forget the citizens of our beautiful community! Where we come from is important to us and every smiling face, every small business, and every town landmark holds a special place in our hearts. Here are just a few of...
Emergency Preparedness Winter Car Kit
by James A. Ryan | January 10, 2024 | Safety Tips, Tips | 0 Comments
Having the proper items in your car during the winter can be the difference between life and death during a critical situation. The items listed below can help provide comfort and save your life. Along with the following items, you’ll want to be sure you have a fully...
Home Maintenance Tips: A Winter Guide for Homeowners
by James A. Ryan | December 7, 2023 | Homeowners Insurance, James A. Ryan Insurance Agency, James A. Ryan Newton MA, Safety Tips, Tips | 0 Comments
Owning a home is a significant investment, and part of responsible homeownership is maintaining your property year-round. In this comprehensive guide, we'll provide homeowners with a seasonal breakdown of essential home maintenance tasks. These tasks not only protect...
Maximizing Home Insurance Savings: Practical Tips for Budget-Conscious Homeowners
by James A. Ryan | November 8, 2023 | Ideas, Safety Tips, Tips | 0 Comments
Owning a home is a significant financial responsibility, and managing household expenses is crucial for budget-conscious homeowners. In this blog, we'll explore practical strategies and tips to help homeowners save money on their home insurance premiums, building on...