Fire & Ice – Your Guide to Winter Preparation
by James A. Ryan | December 20, 2024 | Tips | 0 Comments
Winter is coming and for homeowners this means being prepared for the utmost extremes, both the frightful and delightful! With beautiful blankets of white snow come picturesque landscapes, family sledding and, well, the threat of ice dams. Ice dams form when the roof...
Preventing Frozen Pipes
by James A. Ryan | November 18, 2024 | Tips | 0 Comments
Freezing pipes can be a common issue during cold weather, and it's important to take preventive measures to avoid potential damage. Here are some tips to help prevent pipes from freezing: Insulate Pipes - Insulate pipes in unheated areas such as basements, attics, and...
10 Fall Car Care Tips: Prepare Your Vehicle for the Changing Seasons
by James A. Ryan | October 25, 2024 | Safety Tips, Tips | 0 Comments
Because seasonal changes affect your vehicle in a multitude of ways, it’s important to prepare for the transition from summer to fall. You’ll want to keep up on regular vehicle maintenance, while also paying close attention to season-specific car care tasks. Essential...
How to Find the Right Repair Shop
by James A. Ryan | September 25, 2024 | Tips | 0 Comments
Whether you need new tires, exhaust system work or just need routine maintenance like an oil change, getting your vehicle back in working order should not be a headache. You’ll want to find a competent, trustworthy repair shop while also not breaking the bank. There...
Are Musical Instruments Covered by Homeowners Insurance?
by James A. Ryan | August 9, 2024 | Tips | 0 Comments
Standard homeowners insurance policies often cover musical instruments, but it might not include coverage if the instrument is being played for compensation. Situations including fire damage, vandalism and theft are often covered by homeowners insurance. You should...
Does My Policy Cover Bed Bugs, Insects, or Termites?
by James A. Ryan | July 23, 2024 | Tips | 0 Comments
Homeowners often wonder if their home insurance policies provide coverage for infestations of pests like bed bugs, insects, or termites. Here, we'll clarify what types of infestations are typically covered by home insurance policies. Termites: Most standard home...
Hiring the Right Roofing Contractor
by James A. Ryan | June 26, 2024 | Safety Tips, Tips | 0 Comments
Spring and summer seem to be the most popular seasons when people start making modifications to their homes. If you’re in the market for a new roof due to its age or because a recent weather event damaged it, you’ll want to make sure that the person you hire will get...
Sun Safety: Tips for Protecting Your Skin from Harmful UV Rays
by James A. Ryan | May 21, 2024 | Ideas, Safety Tips, Tips | 0 Comments
With summer fast approaching, it's important to keep in mind the risks of sun exposure and take steps to protect your skin from harmful UV rays. Exposure to ultraviolet (UV) radiation from the sun can cause a variety of skin problems, including premature aging, skin...
April is Distracted Driving Awareness Month
by James A. Ryan | April 17, 2024 | Safety Tips, Tips | 0 Comments
April is distracted driving awareness month. Here are some statistics about the critical issue of distracted driving and ways to cope with the distractions. Help spread the word: Just Drive. Driving Dangers Texting, emailing, accessing social media Watching videos or...
Smart Choices, Safe Roads: Options to Avoid DUI and Insurance Premium Increases
by James A. Ryan | March 13, 2024 | Ideas, Safety Tips, Tips | 0 Comments
The consequences of driving under the influence (DUI) extend far beyond legal repercussions; they can significantly impact your auto insurance premiums. Fortunately, there are various responsible choices and alternatives available to ensure you stay safe on the roads...